Employee Benefits

When choosing a broker, it is important to find one who can provide all of the services and solutions your company will require. Insurance Consulting Group, Inc. is your single source for Employee Benefits Insurance Brokerage Consultation. We provide creative solutions to help reduce costs and negotiate aggressively with the insurance companies to acquire the most competitive rates available for our clients.

Our areas of expertise include: Medical & Dental Life & Disability Voluntary Benefits Contributions & Plan Strategy Self-funded Plans Consumer Driven Plans Employee Communications

ICG, Inc. has served as an expert source in all areas of employee benefits. We are dedicated to designing cost effective insurance programs that enable companies to create the best group benefit plans for their employees' at the most competitive price.

With vast experience in fully insured and self-funded medical plans, as well as ancillary benefits such as life and disability, voluntary or involuntary, we offer our clients a full spectrum of insurance benefits. We will take into consideration all aspects of our client¹s financial affairs and provide the ultimate in service.

Analyze
We pride ourselves on conducting all of the necessary research before we recommend a group health benefit plan to prospects and clients. With a personal approach, we will discuss your present situation and develop a clear understanding of your needs and objectives.

Design
Once we agree on your benefit goals, the existing plan will be reviewed. At that point, we will develop, market and recommend a benefits program selecting appropriate products, plan designs, carriers, etc. that not only meet your needs and financial budget, but also satisfy the needs of your employees.

Implement
If our recommendations fit your needs, we will begin the implementation process. Our staff will enroll and communicate the benefit plan to your employees, providing them with educational enrollment kits. We will review all plan documents and booklets, applications and contract information and will coordinate administration of your plan.

Manage
Insurance Consulting Group, Inc. is dedicated to continuous day-to-day service. We assign a dedicated team to every client, which acts as an extension of your human resources function.

Review
Our staff will create management reports and organize quarterly reviews to discuss your financial position and service related issues. We will conduct a claim review and benchmark your initial goals and objectives with your actual results. Prior to your renewal, our staff will review your group benefit plan, contact the health insurance provider, and negotiate the impending renewal. If necessary, we will shop your plan(s) to evaluate the current market place. Upon examination of your renewal and our marketing efforts, we will recommend a course of action.

As a full service insurance agency, ICG, Inc. specializes in all aspects of employee benefits, from medical and dental insurance to Voluntary Benefits & Enrollment and everything in between. We are an industry leader known for aggressively pricing group benefits while offering outstanding customer service. We take a simple pro-active approach, reviewing your current plan design and offering innovative solutions to help contain and even reduce your current costs.

If you are looking for a broker/partner who can think "outside the box" to help contain your rising benefits cost, combined with the best customer service available, ICG, Inc. would be honored to be an integral part of your company's team.